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Welcome to
FIC Refined
A seasoned blog for finance enthusiasts
FIC Featured


The Cost of Breathing in Delhi
Once known for its culture and energy, Delhi today is struggling to breathe under a blanket of pollution. Discover how pollution has become an economic disease with consequences far beyond the skyline.

FIC Hansraj
4 min read


When AI Hires and Fires
Artificial Intelligence is no longer an assistant—it’s a decision-maker. “When AI Hires and Fires” decodes how automation is transforming hiring, productivity, and inequality in India, and what policies can make this revolution more human.
fictechhrc
4 min read


From Free Trade to Fortress Economies
Global trade is shifting from efficiency to security as tariffs reshape supply chains and create new economic hubs. Explore how geopolitical strategies are rewriting the rules of global commerce and what this means for investors worldwide.
fictechhrc
4 min read


A Tip about Tips
Explore the economic significance and behavioural finance behind tipping via this article.

FIC Hansraj
Sep 18, 20224 min read


A Wallet full of Dilemmas
The article elaborates how the use of e-wallets proves to be heavy on your pockets and leads people to spend more.

FIC Hansraj
Jun 19, 20224 min read


Parametric Insurance
Most people have had a poor experience with a regular insurance policy, where they have to wait for ages to get their payout.

FIC Hansraj
Jun 17, 20225 min read


Nailing the Economic Change
This article examines the relationship between the price of nails and its insight into economic change over the last few centuries

FIC Hansraj
Jun 13, 20225 min read


Robotic Process Automation(RPA) in Finance
A succinct but comprehensive overview of RPA in finance. Focusing on the perks of incorporating it into your daily routine.

FIC Hansraj
Apr 16, 20223 min read


The Predictive Powers of the Yield Curve
Does the economy have curveballs in store for you? Track the yield curve to know.

FIC Hansraj
Mar 28, 20224 min read


ABG Shipyard: A Sinking Ship
India is a country that has a rich history of fraud. In this cut-throat competition of scams, we have witnessed a new champion, ABG Shipyard

FIC Hansraj
Mar 15, 20227 min read


RuPay: A Tale of Ruling Payments and A Duopoly
The duopoly of MasterCard and Visa has been ruling the global payment processing system since the launch of debit and credit cards.

FIC Hansraj
Mar 13, 20227 min read


Knightian Uncertainty
This article distinguishes the known unknowns, i.e, the risk from the unknown unknowns,i.e., uncertainty.

FIC Hansraj
Feb 27, 20224 min read
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