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FIC Refined
A seasoned blog for finance enthusiasts
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The Cost of Breathing in Delhi
Once known for its culture and energy, Delhi today is struggling to breathe under a blanket of pollution. Discover how pollution has become an economic disease with consequences far beyond the skyline.

FIC Hansraj
4 min read


When AI Hires and Fires
Artificial Intelligence is no longer an assistant—it’s a decision-maker. “When AI Hires and Fires” decodes how automation is transforming hiring, productivity, and inequality in India, and what policies can make this revolution more human.
fictechhrc
4 min read


From Free Trade to Fortress Economies
Global trade is shifting from efficiency to security as tariffs reshape supply chains and create new economic hubs. Explore how geopolitical strategies are rewriting the rules of global commerce and what this means for investors worldwide.
fictechhrc
4 min read


Union Budget 2026–27: A Careful Budget Focused on Long-Term Growth
When Finance Minister Nirmala Sitharaman presented the Union Budget 2026–27 on 1 February, expectations were already low. With the global economy slowing, trade conditions remaining uncertain, and inflation still a concern in India, few expected a bold or dramatic budget. Interestingly, the budget was presented for the first time on a Sunday and outlined an expenditure plan of approximately ₹53.5 lakh crore. Instead of big announcements or major tax cuts, the government focus
fictechhrc
18 minutes ago6 min read


The Cost of Breathing in Delhi
Once known for its culture and energy, Delhi today is struggling to breathe under a blanket of pollution. Discover how pollution has become an economic disease with consequences far beyond the skyline.

FIC Hansraj
Jan 184 min read


When AI Hires and Fires
Artificial Intelligence is no longer an assistant—it’s a decision-maker. “When AI Hires and Fires” decodes how automation is transforming hiring, productivity, and inequality in India, and what policies can make this revolution more human.
fictechhrc
Nov 10, 20254 min read


The Festive Sale Effect
In India, festivals do not just brighten homes, they brighten the economy. It’s that time of year when everyone browses online for...
fictechhrc
Oct 12, 20254 min read


From Free Trade to Fortress Economies
Global trade is shifting from efficiency to security as tariffs reshape supply chains and create new economic hubs. Explore how geopolitical strategies are rewriting the rules of global commerce and what this means for investors worldwide.
fictechhrc
Sep 28, 20254 min read


The Price of Pollution
Decoding Carbon Credits Pollution is arguably the biggest problem humanity has at hand. We produce 2.12 billion tonnes of waste every...
fictechhrc
Jul 27, 20255 min read


The PE Gambit: Checkmate, Repeat?
Private Equity Uncovered: Billion-Dollar Transformations, Ruthless Tactics & a Future Rewritten – Revolution or Reckoning?

FIC Hansraj
Apr 21, 20256 min read


From Bytes to Billions
In this article, we explore how Deepsake AI is leading the charge in this technological transformation and what it means for the future of t

FIC Hansraj
Mar 3, 20256 min read


Ditching Da Dollar :The Future of Fiat Finance
Never have I ever scrolled through social media and drowned in the temptation of the latest international products— The Rhode phone case,...

FIC Hansraj
Feb 23, 20255 min read
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