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Welcome to
FIC Refined
A seasoned blog for finance enthusiasts
FIC Featured


The Cost of Breathing in Delhi
Once known for its culture and energy, Delhi today is struggling to breathe under a blanket of pollution. Discover how pollution has become an economic disease with consequences far beyond the skyline.

FIC Hansraj
4 min read


When AI Hires and Fires
Artificial Intelligence is no longer an assistant—it’s a decision-maker. “When AI Hires and Fires” decodes how automation is transforming hiring, productivity, and inequality in India, and what policies can make this revolution more human.
fictechhrc
4 min read


From Free Trade to Fortress Economies
Global trade is shifting from efficiency to security as tariffs reshape supply chains and create new economic hubs. Explore how geopolitical strategies are rewriting the rules of global commerce and what this means for investors worldwide.
fictechhrc
4 min read


A POCKET-ANALYSIS OF BUDGET 2023
As the nation rises from the wake of war and inflation, how will the Union Budget 2023 guide the nation ahead?

FIC Hansraj
Feb 4, 20235 min read


Is Credit Credible?
BNPL: Shop now, pay later - the ultimate convenience, but don't forget the fine print!

FIC Hansraj
Jan 29, 20235 min read


Europe’s Other Pandemic: Inflation
Exploring the reasons behind Europe losing to inflation in 2022 with questions of its survival of round 2 in 2023.

FIC Hansraj
Jan 23, 20234 min read


Fooled for a cent
To decipher theory of a rational consumer, in the textbooks of economics, being fooled in the real world by an attractive pricing strategy.

FIC Hansraj
Jan 15, 20234 min read


All that glitters is not gold
What happened with PC Jeweller? A company with more than 90 stores around the country, yet had its share price trade for pennies at one.....

FIC Hansraj
Oct 15, 20223 min read


ERROR: SIGNAL NOT FOUND
How did a name on everyone’s TV screen become discarded junk, kept aside in the DTH store room?

FIC Hansraj
Oct 7, 20224 min read


Vodafone: Out of Ideas
How did one of the powerhouses of the world's fastest-growing telecom sector end up being traded as a penny stock?

FIC Hansraj
Sep 30, 20223 min read


A DRACONIAN CANVASS: AN APPLE OR AN APPLE?
To dwell upon the behavioural economics that fosters the incessant increase in revenue of Apple following the release of the iPhone 14 via t

FIC Hansraj
Sep 25, 20225 min read


The curious case of Suzlon Energy
How did a global energy company operating in 17 countries end up being a penny stock?

FIC Hansraj
Sep 23, 20223 min read
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